F.A.Q.

Title Insurance
Each Deed of Trust is title insured by a Title Company. The Title Company insures that the Deed of Trust is recorded into the represented 1st lien position only. Title Company insures that the Title holder/Owner has a valid Title to the property and insures you for any title defects. A copy of the preliminary title report can be provided for your records.

Fire Insurance
The borrower is required to keep fire insurance in an amount to cover the loan or replacement cost of the improvements. The loan servicer ensures there is never a lapse in policy coverage.

Escrows
Americas Loan Servicing does not handle its own escrows. Every escrow is handled by an independent Title Company. The Title Company also handles the recording of the assignment of the Deed of Trust under your name.

Payments
Americas Loan Servicing services the loan and mails your interest check to you every month as paid by the borrower. If you are the only investor on a particular Trust Deed and want the payment to go directly to you, we can do that too.

Appraisal
Each Deed of Trust is secured by real estate. Americas Loan Servicing obtains professional and independent appraisal on the subject property. A copy of the appraisal is included for your review in the trust deed information package.